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Why you need travel insurance

Do I Need Travel Insurance?

Why you need travel insurance

Before you take a trip, you might ask yourself whether you need to purchase travel insurance. Of course, in a perfect world, nobody would need travel insurance (or any kind of insurance). Your trip would be smooth and easy from start-to-finish.

In the real world, however, travel is often fraught with unpleasant surprises—from minor inconveniences like lost luggage and missed connections to major crises like medical emergencies or natural disasters. Fortunately, even though some mishaps are unavoidable, you can protect yourself and your investment when you buy travel insurance.

4 reasons to buy an insurance policy before you travel:

  1. It protects your travel investment.
    If you have to cancel your trip due to an insured reason for example illness to yourself or a travelling companion you can claim for your non-refundable costs. If your trip is interrupted or you suffer an inconvenience like lost luggage or a stolen wallet, travel insurance can help cover your losses with that, too!
  2. Travel insurance covers you anywhere when travelling overseas.
    A travel insurance policy, like the one you’d get from Cover-More UK, provides cover for unforeseen overseas medical cover. In addition to covering expenses for minor accidents and illnesses, travel insurance can cover big-ticket expenses, such as emergency medical evacuations. These type of claims can easily run into tens of thousands of pounds in certain parts of the world – money that would have to come out of your own pocket if you didn’t have appropriate travel insurance.
  3. You’ll enjoy around the clock emergency assistance.
    If you purchase a policy from Cover-More Travel Insurance, you’ll have access to our 24-hour emergency medical assistance service. No matter where or when you need help, you have a direct line to a travel assistance expert who is waiting to help you.
  4. Travel insurance can be affordable.
    Understandably, everyone wants to stick to a reasonable travel budget when they're planning a getaway. We offer three types of cover, so you can find a policy to fit your budget and travel with peace of mind. Considering the benefits offered by a travel insurance policy? The question you should be asking yourself isn’t “Can I afford travel insurance?” but rather “Can I afford to travel without it?”

Find a policy to suit you and your travel budget so you can travel with peace of mind. Compare our travel insurance plans today!