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Travel Insurance Cover for Pre-Existing Medical Conditions

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How to find suitable cover for pre-existing medical conditions

If you have pre-existing medical problems such as diabetes, heart disease or cancer it can be frustrating to find the right travel insurance policy at the right cost.

In each of our policies, you’ll see we’ve gone the distance to address as thoroughly and compassionately as possible in regards to any health issues you may have.

Enjoying your holiday should be your main priority, not worrying about whether a pre-existing illness is covered. For this reason, a policy from Cover-More UK will help you get the most out of your trip, knowing we’re by your side from start-to-finish.

How do I obtain cover for my medical conditions?

To obtain cover for any pre-existing medical conditions, you need to complete a medical screening declaration during the quotation process. Make sure you answer all questions truthfully and declare all conditions you might have to ensure we can offer cover. Failure to declare all your pre-existing conditions may invalidate your policy and leave you without cover in the event of a claim.

Please be aware cover for any of your pre-existing medical conditions may come with special terms and you may be charged an additional premium to be covered.

Also, it’s vital you inform us of any changes to your circumstances; failure to do so could affect the validity of your coverage. For further information on this, check out our policy wording.

Where you can get a quote

Visit our homepage for a free quote for travel insurance with medical conditions. You’ll start by telling us:

  • Where you’re going
  • When you plan to travel
  • Who’s accompanying you

Money-back guarantee

Should you wish to cancel your policy during our 14-day cooling-off period, we’ll happily give you a full refund as long as you haven’t made a claim or started your trip in that time. To understand mroe about or plans and what they include, we recommend you read through our travel insurance guide.

Can't find the cover you need?

The Money and Pensions Service has introduced a directory to help those looking to travel with pre-existing medical conditions (PEMC's), access a directory of specialist providers, you can access the directory here.