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Travel Insurance with Medical Conditions – All You Need to Know

A doctor with a stethoscope

Coverage suitable for pre-existing conditions

If you’ve got certain health problems – like diabetes, heart disease or cancer – you know full well how frustrating it is trying to find the right travel insurance policy at the right cost; fortunately, we can help.

Although there’s a higher likelihood of seeking medical care while on holiday, we believe individuals with pre-existing medical conditions deserve coverage that’s both comprehensive and cost-effective. In each of our policies, you’ll see we’ve gone the distance to address as thoroughly and compassionately as possible a health issue you may have.

Enjoying your holiday should be your main priority, not worrying about whether a pre-existing illness is covered; for this reason, a policy from Cover-More UK will help you get the most out of your trip, knowing we’re by your side from start to finish.

What’s included in our travel insurance with medical conditions?

Keeping you and good health and in good spirits is our key concern; therefore, we’ve made it a point in all our packages – from the budget-friendly Economy Plan to the top-end Diamond Plan – to provide cover for medical expenses and/or dental treatment. This treatment can be accessed 24/7 anytime, anywhere in the world, and you can also get round-the-clock emergency assistance; day or night, our trained professionals will be available to help with any urgent health or travel-related issues.

Should you cancel your policy during our 14-day cooling off period, we’ll give you a full refund, with the proviso that you haven’t made a claim or started your trip in that time. Read through our travel insurance guide for a clearer idea of what each of our plans includes.

What else do you need to do?

Getting coverage for any pre-existing medical conditions requires the completion of a medical screening.

Acceptance of any pre-existing conditions may come with special terms and conditions, or you may be charged an additional premium.

When it comes to your health, you’ll need to provide full, accurate information so we can pick the best policy for you. Also, it’s vital you inform us of any changes to your circumstances; failure to do so could affect the validity of your coverage. Check out our policy wording for further information.

Where to get a quote

Visit our homepage for a free travel insurance with medical conditions quote; start by telling us:

  • Where you’re going
  • When you plan to travel
  • Who’s accompanying you

You’ll not only receive a free quote but also a full price comparison breakdown of our policy plans. After you chosen a plan you'll be able to tell us about your existing medical condition(s) through our easy to use online form.

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